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The Global Housing Crisis Housing is a fundamental human need and a recognized human right under international law. Yet, access to affordable, adequate, and secure housing is increasingly out of reach for millions. The global housing crisis is not simply a matter of insufficient supply but reflects deep-rooted structural inequalities. It is a symptom of market failure, political neglect, and growing socio-economic divides. This article aims to unpack the drivers and dimensions of the global housing crisis and outline paths forward to ensure inclusive urban futures. Several intersecting factors have…

美联储降息对本国及全球的影响 近日，美联储宣布自四年来首次降息，基准利率下调50个基点，目标区间调整为4.75%至5%。以下是我针对这一热点的一些思考。 首先，从美国国内经济角度来看，美联储的降息意在刺激经济增长。在过去几年中，受疫情、供应链问题和通货膨胀压力的影响，美国经济增长放缓。通过降息，企业和个人的借贷成本将降低，消费者支出和企业投资有望增加。这种做法旨在鼓励经济活动，避免经济陷入更严重的衰退。 其次，降息对金融市场有直接影响。利率的下降意味着持有美元的投资回报率下降，这可能导致资金从美国资本市场流出，寻求回报率更高的投资机会。此外，较低的利率通常会使股市更加活跃，因为低息环境下，企业融资成本降低，股票估值提高。同时，美元的贬值压力也会增加，这可能促使其他国家重新审视与美元挂钩的政策。 从全球经济的角度来看，美联储的政策变化不仅影响美国本土市场，也波及全球经济。美元作为全球储备货币，其利率变化直接影响全球资本流动。降息可能会促使新兴市场国家资本外流压力加剧，尤其是那些依赖美元计价债务的国家，借贷成本将有所下降。然而，美元贬值也可能导致其他国家货币升值，从而削弱出口竞争力。 美联储此次降息反映了全球经济不确定性背景下的权宜之计。虽然它可能有助于提振美国国内经济，推动股市上涨，减缓经济衰退风险，但是对新兴市场国家的金融稳定性会产生一定影响。 JINHAO ZHAO

Youth Unemployment and the Crisis of Opportunity: A Global Social Challenge Youth represent the most dynamic segment of the global population, yet millions face the bleak reality of joblessness. Despite increasing levels of education, many young people remain trapped in a cycle of unemployment, underemployment, or precarious informal work. In the wake of COVID-19, automation, and climate-related disruptions, the future of work is evolving rapidly—often to the detriment of those still entering the labor force. This article examines the systemic roots of youth unemployment and its wide-ranging social effects, while…